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First Time Homebuyer Assistance Programs

Unlock thousands in savings with First-Time Home Buyer Programs in Virginia! From down payment assistance to special loan options, we break it all down in simple terms so you can buy with confidence.
Learn how to qualify for grants, low-interest loans, and closing cost help—even with limited savings or credit.
🔑 Start your journey today—your dream home might be closer than you think.

 

Featured Properties

Maximize your home's value — without paying a dime upfront.

The RealVitalize® program helps you boost your home's appeal through expert improvements, paid at closing.

Every type of property is eligible for the RealVitalize program, from single-family homes to apartment condos—and there’s no minimum project cost. Angi’s reputable network of over 214,000 top-rated professionals are on hand to provide more than 500 types of home improvement services, whether small fixes or large overhauls, including:

Renovating kitchens and bathrooms
Painting
Staging
Replacing flooring
Enhancing curb appeal
And much more!

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Discover How Coldwell Banker is Revolutionizing Home Selling

No matter what your needs are as a seller, our agents have the tools and resources that can help through the Seller’s Assurance Program. This exclusive and industry-leading marketing suite is designed to put your home in front of more buyers, boost its sales price and help you make the move that’s right for you.

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Amera Matthews

"5 stars all the way! Richard was patient with me, walked me through the entire process, was knowledgeable about the market conditions, super responsive on communication, just an awesome individual to work with on the homebuying process. I would highly recommend him to anyone seeking to purchase a home. Do not hesitate to contact him."

Betty Smith

"I think Richard is a great realtor who works for his client's, he was always available to us."

Tawana Brown

"Richard's knowledge and professionalism was that of a seasoned agent. His confidence in his ability to provide great service showed in his genuine concern, attentiveness and execution which resulted for me great comfort and trust. This turned out to be a very good experience for me."

Anthony Addo

"Rich is an empathetic professional who knows how to communicate complicated subjects simply, and knows how to get to the heart of the goals of his clients. He's dutiful and down-to-earth, honest and hardworking. I would earnestly recommend him to anyone. I am glad I worked with him."

Clement Boateng

"For a first time home buyer, Rich made the process as easy and smooth as it could be. He explained things thoroughly from the beginning to the end. He availed himself throughout the process when he was needed. He conducted the house inspection in my absence due to work. We were able to purchase the first home we looked at because he drafted a great offer, which got accepted. I 100% recommend Rich."

Marline Simeon

"We had the pleasure of working with Rich as our realtor and he was exceptional! I was very impressed with his level of knowledge and detail about the market, which was critical in making the right choices for our housing needs. His knowledge allowed us to make informed decisions. furthermore, he had a calm, professional demeanor and was always very responsive! He was able to negotiate on our behalf and allow us to close on a favorable deal. We have recommended his services to all of our family and friends. We also look forward to working with him again. His services are highly recommended!"

Ebenezer Yiadom

"As a first time homebuyer, I did a lot of research so I could know when something was wrong and other obvious reasons but I felt like Rich would have taken me through a lot of them even if I did not do it (I still suggest you do your own research). He made runs with me even when he did not have to, such as going to the bank for checks, meeting me for the inspections and others as long as he was available, Rich would be there. Hearing stories about realtors not even showing up for the most important day ... "the closing" and other important ones made me appreciate him even more. Whenever something was not understood, both on his end and my end, he tried to reach out to the builders and anywhere he could get help! To not make this long thanks to him for his share knowledge and experience, care and everything in securing my house over a year ago now! You should get yours with him too!"

Musah Ali

"I had the pleasure of working with Rich Asumadu recently, and I couldn't be more impressed with the level of professionalism and expertise he brought to the table. Throughout the entire process of buying our new home, Rich demonstrated a deep understanding of the local market and was incredibly responsive to our needs. 

Richie not only helped us find the perfect property that met all our criteria but also guided us seamlessly through negotiations and closing. His attention to detail and clear communication made what can often be a stressful experience, feel surprisingly smooth and straightforward. 

I would highly recommend Rich to anyone looking to buy or sell a home in the DMV location. His knowledge, dedication, and friendly demeanor truly set him apart. Thank you Rich, for making our home-buying journey such a positive and rewarding experience!"

Zakaria Salam

Working with Rich was honestly one of the best parts of buying my home. From the beginning, he was super friendly, easy to talk to, and really made me feel like I was in good hands. He wasn't just trying to "close a deal" - he actually cared about helping me find the right place. 

He answered all our questions (even the ones I thought were silly), broke things down in a way that made sense, and never rushed me. I always felt like he had my back.

In the end, we found a home that I absolutely love, and I couldn't have done it without Rich. If you're buying or selling and want someone who's real, knowledgeable, and genuinely has your best interests at heart - Rich is your guy."